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Stuut Raises $52.5M for AI Payment Collection Software

by | Oct 8, 2026

NEW YORK, NY, Oct 8, 2026 – Stuut has raised $52.5 million in series B funding to expand its AI software for collecting payments, matching cash to invoices and resolving […]
Stuut Founders: (L to R) Adam Chaarwari, Tarek Alaruri and Ben Winter

NEW YORK, NY, Oct 8, 2026 – Stuut has raised $52.5 million in series B funding to expand its AI software for collecting payments, matching cash to invoices and resolving payment disputes. Insight Partners led the round, with participation from Andreessen Horowitz, M12, Microsoft’s Venture Fund, and Activant.

The round comes 10 months after Stuut’s series A and brings total funding to $93 million. The company plans to use the funding to support customer demand and expand into credit, lending and funds movement.

Stuut’s software follows transactions across collections, cash application, payments, disputes and deductions. It handles problems such as missing purchase orders (POs), incorrect order data and or an invoice sent to the wrong person, retaining context as a case moves between systems and teams.

“Most businesses don’t have the bandwidth to segment their base or give customers the level of service they deserve,” said Tarek Alaruri, CEO of Stuut. “By leveraging AI, we’re able to deliver one of the leading solutions with continuous learning loops to improve the customer experience, reduce churn, improve NPS, and deliver better financial performance.”

Payment Processing and Controls

Stuut contacts customers worldwide through SMS, email, and call, accesses accounts payable (AP) portals and reconciles cash. It retains information about payment histories, portal use and previous problems. Finance teams can query what happened, why it happened and which actions the software took.

According to Stuut, 81.7% of outbound collections activity runs without human involvement, and 95% of incoming payments are matched automatically. The company software extends into credit and order management to identify problems before they affect payment.

Stuut integrates with existing ERP, banking, CRM and payment systems and can go live within days. The software follows each company’s processes and controls, records actions for auditing and requires approval for changes in behavior. Stuut is also partnering with Fiserv, EY, Altamont, HIG to support purchasing, deployment and broader use of the software.

“As enterprises look to modernize order-to-cash operations, we’re seeing increasing demand for solutions that combine AI, automation and payments expertise,” said Jackson McIntosh, SVP, payments value added services at Fiserv. “Together, Fiserv and Stuut are helping clients streamline receivables, improve cash flow visibility and operate more efficiently at scale.”

“Order-to-cash performance has always been capped by capacity: how many accounts a team can work, how many disputes it can chase. Stuut’s autonomous execution removes that ceiling while holding to the controls a global enterprise requires. That’s where agentic AI moves from promise to freeing up cash,” said Shawn Ryan, partner, US working capital leader, EY-Parthenon.

Customer Deployments

Stuut is used by over 150 customers, including Fortune 50 and Fortune 500 companies, and has grown its customer base fivefold since last year. More than $3 billion has moved through its software. Stuut also reports customer cash-flow increases of up to 40% and a 47% reduction in DSO.

“Stuut gives our finance team the reach to handle thousands of invoices and entities worldwide – without asking us to change how we work. It fits naturally into our existing ERP, respects the controls and audit trails we’ve built, and gives us confidence that its AI solution can work inside those guardrails, not around them,” said Chris Dichiara, chief financial officer at Verifone. “It also lets us simply ask the platform what happened and why. At our scale, that matters more than speed alone. What we value most is trusting every action behind the work, not just seeing it get done.”

Stuut cites the following deployments and results:

  • Bishop Lifting: Uses the software across 45 branches for collections, disputes and cash application. Stuut reports a 35% reduction in overdue receivables, $3 million released in working capital and a 50% increase in accounts managed per employee.
  • Honeywell: Runs Stuut on legacy SAP systems to reach the long tail of customer accounts and is expanding its use into quote-to-cash.
  • ZoomInfo: Stuut reports collecting $21.2 million and reducing the time to first contact by more than 90%.

“Stuut changed how we think about AR technology. We did not need another system to help our team manage the work. We needed one that could take on more of it. A year in, Stuut automates much of our routine collections work, giving our team more time for accounts that need judgment,” said Blaine Browning, controller & vice president, accounting at ZoomInfo. “Alongside other AR initiatives, Stuut contributed to DSO improving from 51 to 40 days, making the decision to renew for multiple years and expand into Disputes an easy one. What’s made this even more powerful is the data partnership we kicked off with Stuut, bringing ZoomInfo’s data and insights directly into the Stuut platform for their entire customer base. Pairing their automation with ZoomInfo data has been a force multiplier to our collection efforts.”

“Many enterprises have more cash tied up in receivables than they realize. A single invoice error can trigger weeks of follow-up across teams and systems, and at scale that adds up to real revenue left on the table,” said Julian Marcu, vice president at Insight Partners and board member at Stuut. “Stuut has figured out how to use agents to execute that recovery process and match cash to invoices while fitting naturally within the controls, workflows, and systems finance teams already rely on. We’re proud to back Tarek and the team in this next phase of growth.”

Stuut reports growth of more than 90% quarter over quarter, without identifying the metric or comparison period. Its development plans cover the decisions, documents and payments involved from a company’s decision to sell through receipt of cash.

Source: Stuut

About Stuut

Stuut develops AI software for managing accounts receivable, collecting payments and resolving invoice disputes. Founded in 2024, the company is headquartered in New York, NY. Its software contacts customers by email, text and phone, matches payments to invoices and investigates deductions. It connects with accounting, banking, customer management and payment systems. Stuut serves corporate finance teams, with customers including Honeywell, PerkinElmer, Verifone, ZoomInfo and Bishop Lifting. The software records actions and follows customer-defined controls. Planned features include order checks and recommendations for customer credit terms.